Welcome to
Plan to Plan Financial Planning
At Plan to Plan Financial Planning, your financial well-being is our priority as we help you plan for today and tomorrow with confidence.
Putting your needs first
At Plan to Plan Financial Planning, we offer a wealth of knowledge and experience in delivering personalized financial advice, developed over decades in the industry. Our team has a proven track record of helping clients achieve their financial goals through tailored strategies for wealth management, retirement planning, and financial protection.
With a focus on building lasting relationships, we provide guidance across a range of services including superannuation, investment advice, insurance, and risk management. Our experienced financial planners are committed to delivering solutions that are aligned with your personal or business objectives, no matter what stage of life you’re in.
We proudly serve clients across [insert locations], providing trusted advice that helps secure your financial future.
Services
Retirement Planning
Investment Advice
Risk Management
Estate Planning
Financial Planning
Home Care
Retirement Villages
Downsizing
Aged Care
Superannuation is a tax-effective means of saving for retirement by investing money during your working life.
Contributions to your super are made regularly by your employer and topped-up where possible with voluntary personal contributions.
The contributions received by your super fund are then pooled with the contributions of all the other members of the fund and invested in a variety of different sectors such as property, cash, fixed interest, Australian equities, international equities and so on, depending on your choice.
Super can:
- assist you with long term savings
- help provide you with a financially comfortable and secure retirement
- give you access to favourable tax treatment of super contributions and benefits, and
- give you access to insurance offered by your super provider and the associated tax savings and benefits.
Super is about helping you achieve the type of lifestyle you want in retirement.
Investor Profiles
Investors come from all walks of life and income groups, including graduates, shift workers, parents and retirees.
In years gone by, investing outside the property market was seen as a remote and expensive process, largely out of reach to all but the wealthy and well-connected.
Today with the advent of online trading and mandatory superannuation, investing is not only more accessible than ever before, it is also an unavoidable reality for all working Australians.
With such a variety of investors, it is important to distinguish between the different attitudes and needs of different investors and how such traits might affect investment choices.
Knowing what sort of investor you are before you invest, will go a long way to help you reach your financial goals most comfortably and effectively.
The aggressive investor generally:
- has a good understanding of financial markets
- is comfortable with taking risks with their investments
- is not concerned about short-term volatility (fluctuation in returns), and
- tends to be younger and/or invests for the longer term (5+ years).
The moderate investor generally:
- has a reasonable understanding of financial markets
- seeks a broad, diverse investment portfolio
- prefers to avoid volatility but can accept moderate risk
- seeks both income and capital growth (increase in their initial investment over time), and
- invests for the medium to long term.
The conservative investor generally:
- is uncomfortable with market volatility
- requires regular income with limited capital growth
- seeks to protect their investment value from the effects of inflation
- has basic investment knowledge, and
- has a shorter investment horizon.