About: Our services
Whether your aim is reduce your home loan, pay for a child's education, build your business or enjoy a comfortable retirement, North West can help you create, manage and protect your wealth throughout every stage of your life.
It's all about having the financial resources to enjoy a comfortable lifestyle in your retirement years. North West is not owned by a large multinational company driven by profit; in fact we are a boutique, client-focused business that puts the needs of the client above all else.
Our actions are governed by the highest level of ethics, and our services are competitively priced. North West has the experience and qualifications to give advice on a broad range of investments including:
- Superannuation advice, including self-managed super
- Retirement planning including Centrelink
- Gearing strategies for shares and/or property
- Wealth preservation plans
- Estate planning advice
- Salary packaging
- Mortgage financing for your investments *
- Corporate superannuation establishment and management
* Mortgage brokering conducted by NWFS is not carried out under the Australian Financial Services Licence.
About: Service Packages
Standard
Normal planner/client relationship with all dealings on a professional basis, and all investments independently researched.
- Fees:
- 3-5% upfront with standard trail paid by the Investment Providers
- Plan Preparation fees are $330 - $550 inc GST
- Annual Review fees are $275 inc GST
- Ad hoc appointments (includes phone calls) are charged at $150 per hour (six minute intervals) - charged quarterly
- Ad hoc reports are charged at $150 per hour (six minute intervals) - charged quarterly
- Annual Management fee - as negotiated by Client and Planner
Gold
Normal planner/client relationship with all dealings on a professional basis, and all investments independently researched.
- Plus:
- Free seminar/workshop invitations - normally $20 per person
- Free Annual Review - normally $275 inc GST
- Quarterly Newsletter
- Regular email updates
- No Annual Management fee
- No Plan Preparation fees (will be charged at $550 if client doesn't proceed)
- Fees:
- 2.5% upfront with .8% pa trail
- Ad hoc appointments (includes phone calls) are charged at $150 per hour (six minute intervals) - charged quarterly
- Ad hoc reports are charged at $150 per hour (six minute intervals) - charged quarterly
Diamond
Normal planner/client relationship with all dealings on a professional basis, and all investments independently researched.
- Plus:
- Free seminar/workshop invitations - normally $20 per person
- Free Annual Review - normally $275 inc GST
- Free Annual Strategy meeting - normally $550 inc GST
- Free client rewards dinners, golf days, economic updates etc.
- Quarterly newsletter
- Regular email updates
- No Annual Management fee
- No 'Fee for Service' invoices
- No 'Plan Preparation fees' (will be charged at $550 if client doesn't proceed)
- Fees:
- 1% upfront with 1% pa trail
About: Our Advisers
Graeme Currie
B.Bus (Acc.) DipFS (Fin.Plan.)
DIRECTOR
Graeme Currie began his financial services career as a banker in the late Eighties, and while enjoying this career, decided there had to be more to life.
After studying an accounting degree at QUT, Graeme took a position in the back office of a financial planning practice in Brisbane, and it was here that he learnt the trade.
A stint with Macquarie Bank preceded his decision to start his own financial planning business that finally merged with Shayne to form North West Financial Services.
Graeme is married and has two daughters.
Shayne French
DipFS (Fin.Plan.)
DIRECTOR
Shayne French was born in Maryborough, Queensland. His parents were publicans, managing and owning a number of hotel/motels throughout Queensland country.
His financial career started in 1987 as a financial consultant and then as the Client Liaison Manager for a financial planning practice in Brisbane.
Shayne gained valuable experience when he moved to the back office of Zurich Life Insurance. He held many different positions while there.
Shayne started his move to planning by becoming a Planner's Assistant for a financial planing office, where he assisted seven planners. Inevitably Shayne become a Planner and ultimately merged his business with his good friend Graeme to now own part of North West Financial Services.
Shayne is married to North West's Office Manager, Janelle.
Wayne Hamburger
AdvDip Bus (Acc.) DipFS (Fin.Plan.) DipFS (Fin.Brk.)
DIRECTOR
Wayne Hamburger joined North West Financial Services as a Financial Adviser in January 2007 after being the General Manager of a successful home loan brokerage company. He has more than 15 years' experience in the financial services industry.
Wayne has played cricket with the Valleys District Cricket Club located at Ashgrove since 1985. He went to high school with Graeme and played cricket with both Shayne and Graeme over the years winning several premierships together. He has lived on the north side of Brisbane all of his life.
Professional Memberships
- Mortgage & Finance Association of Australia (MFAA)
- Commissioner for Declarations
Steven Chapman
B. Bus (Acc), CPA, MBA, Dip FS (Fin. Plan)
Authorised Representative
Steven Chapman is a Certified Practising Accountant and has over twenty years in senior managerial accounting position within the private and public sector. This coupled with his experience within the financial services sector allows clients to receive comprehensive financial planning advice.
Steven’s main role is to provide holistic financial planning advice to individuals and corporations to assist them in achieving their financial goals.
Steven is married and has twin boys.